Personal Finance

To bring “authority to your ask” for a raise, keep a record of everything you’ve contributed to the company, said She Negotiates’ Gates. For example, the human resources manager who doubled her salary came equipped to her meeting with Excel spreadsheets, which detailed all of the quantifiable differences she’d made at the company. Gates said
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“Once the scammer has established trust with the target, they unveil a money problem,” Bernardo said. “They might need money to come visit or they might have a sick relative; it can range.” Other types of Valentine’s Day ruses include phony florists asking for your credit card information or e-cards directing you to suspicious sites,
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Nearly 2 in 5 consumers who have had credit card debt said it affected their general happiness, NerdWallet found. One-third said it negatively affected their standard of living, and 1 in 5 said it negatively impacted their health. Still, the average American has about three credit cards and a total balance of $6,375, up nearly
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“Graduate students would be paying significantly more,” Kantrowitz said. Pell Grants would be expanded to cover short-term, training programs. The Public Service Loan Forgiveness Program is eliminated in the proposed budget. This program allows former students who fulfill certain public service positions — such as public school teachers or health researchers — to have their
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