Personal Finance

For those with little or no savings, a lack of planning coupled with a longer life expectancy, has destroyed any retirement expectations. However, there is still hope. In a new ranking of the best places to retire, GoBankingRates compared the cost of living, rent, transportation, utilities, groceries and health care in the largest 150 cities
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Millennials are drawn to high-deductible health plans for a few reasons. The amount of the deductible may seem daunting, “but your premium is much lower,” Oldham said. “You are telling the insurance company you’re in pretty good health.” Decades of growth on pre-tax money makes the HSA a powerful savings vehicle for your retirement years,
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“Today, we have 42 million Americans walking around with student debt,” Nassirian said. “Consequently, decent practices that protect predatory lending and servicing are all the more important.” Debbie Cochrane, vice president of the Institute for College Access and Success, called the news “a devastating turn of events with outstanding student debt now at $1.4 trillion
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