If you do decide to take on debt related to your wedding (again: not recommended), weigh your options.
Those who can pay off their credit card relatively quickly can take advantage of sign-up bonuses, such as travel rewards, as well as initial zero percent introductory rates.
But there are risks involved, Capalad said. High interest rates can make it tough to dig out, and a big balance could also ding your credit score.
“A credit card might not be the thing to do, if you don’t have the income to qualify for the limit that you need and you don’t have the credit score to qualify for it,” she said.
How long do you expect to be paying off credit card balances from your wedding?